Advertising Disclosure
Last updated: November 24, 2025
At Quaterna, we are committed to transparency in all our business relationships and communications. This Advertising Disclosure explains how we work with advertisers, affiliates, and partners, and how these relationships may affect the content and recommendations we provide.
We believe you have the right to know when content is influenced by commercial relationships. This disclosure is intended to help you make informed decisions about the information you receive from us.
Our Commitment to You
We value the trust you place in us when seeking financial education. Therefore, we commit to:
- Clearly disclosing all material connections and financial relationships that could influence our content
- Maintaining editorial independence in our course content and educational materials
- Providing honest opinions and recommendations based on our professional expertise
- Never compromising the quality or integrity of our educational services for financial gain
- Complying with all applicable advertising and consumer protection laws
Affiliate Relationships and Commission-Based Links
What Are Affiliate Relationships?
Quaterna participates in affiliate marketing programs. This means we may receive compensation when you click on certain links on our website and make a purchase or take a specified action. These affiliate relationships help support our operations and allow us to continue providing quality educational content.
Types of Affiliate Programs
We may participate in affiliate programs with:
- Financial software and tools providers that we use or recommend in our courses
- Educational platform providers and online learning resources
- Book retailers for recommended reading materials
- Professional certification programs relevant to finance education
- Financial service providers that align with our educational mission
How We Handle Affiliate Links
When we include affiliate links:
- We clearly identify them as affiliate links where possible
- We only recommend products or services we genuinely believe provide value
- Our recommendations are based on our professional assessment, not solely on commission rates
- You are never required to use affiliate links or purchase recommended products
- Using an affiliate link does not increase your cost for the product or service
Financial Transparency
We may earn a commission ranging from a small percentage to a significant amount depending on the affiliate program. However, the existence of an affiliate relationship does not influence whether we choose to recommend a product or service. Our primary consideration is always educational value and relevance to your learning journey.
Sponsored Content and Paid Promotions
Sponsored Content Policy
From time to time, we may publish sponsored content or accept compensation to feature specific products, services, or brands. When we do:
- All sponsored content will be clearly labeled as "Sponsored," "Paid Partnership," or similar designation
- We maintain editorial control over sponsored content to ensure it meets our quality standards
- Sponsored content must be relevant and valuable to our audience
- We will not publish sponsored content that contradicts our educational principles or misleads readers
Brand Partnerships
We may enter into partnerships with brands that:
- Share our commitment to quality finance education
- Offer products or services that complement our educational offerings
- Align with our values of transparency and professional integrity
These partnerships may involve financial compensation, but they do not compromise our commitment to providing unbiased educational content in our core courses.
Distinguishing Content Types
To help you understand the nature of content you're viewing:
- Educational Content: Core course materials, lectures, and learning resources are based solely on educational merit and professional expertise
- Recommendations: When we recommend tools or resources, we'll disclose if there's a commercial relationship
- Sponsored Content: Clearly labeled and distinguishable from our regular educational content
Third-Party Advertising Networks
Display Advertising
Our website may display advertisements served by third-party advertising networks. These networks:
- May use cookies and tracking technologies to deliver relevant ads based on your interests
- Operate according to their own privacy policies and terms of service
- May collect information about your browsing activities across different websites
- Are not under our direct control, though we strive to work with reputable networks
Behavioral Targeting and Personalization
Advertising networks may use:
- Cookies to track your website visits and browsing behavior
- Demographic data to show ads relevant to your interests
- Remarketing techniques to display ads for products you've previously viewed
You can manage your advertising preferences through your browser settings and opt-out tools provided by advertising networks. See our Cookie Policy for more information about managing cookies.
Ad Quality Standards
While we cannot control all aspects of third-party advertising, we implement measures to ensure ads displayed on our site are appropriate and relevant. We prohibit advertisements that are misleading, fraudulent, or inappropriate for an educational environment.
Product Reviews and Endorsements
When we review or endorse products, services, or tools:
- Our opinions are based on personal experience and professional assessment
- We will disclose if we received the product or service for free or at a discount
- Reviews reflect our honest evaluation, whether we receive compensation or not
- We distinguish between products we personally use and those we simply believe have merit
- Compensation from a company does not guarantee a positive review
We recognize that trust is essential in educational relationships. Therefore, we prioritize authenticity over commercial considerations when sharing our experiences with products or services.
Your Rights and Advertising Controls
Managing Your Experience
You have control over your advertising experience:
- Use browser settings to block or limit cookies used for advertising
- Install ad-blocking software if you prefer to avoid advertisements
- Opt out of personalized advertising through industry opt-out tools
- Adjust your cookie preferences on our Cookie Policy page
Reporting Concerns
If you encounter advertising content that:
- Appears misleading or fraudulent
- Contains inappropriate or offensive material
- Seems to violate advertising standards
- Raises privacy concerns
Please contact us immediately so we can investigate and take appropriate action.
Data Collection for Advertising
Information about how we and our advertising partners collect and use data for advertising purposes can be found in our Privacy Policy and Cookie Policy. You have rights under applicable data protection laws regarding this information.
Regulatory Compliance
We strive to comply with all applicable advertising regulations and guidelines, including:
- Japanese consumer protection laws and advertising standards
- International guidelines where applicable to our audience
- Industry-specific regulations related to financial services marketing
- Professional ethics standards for educational institutions
We regularly review our advertising practices to ensure they meet current legal requirements and industry best practices.
Changes to This Disclosure
We may update this Advertising Disclosure from time to time to reflect changes in our advertising relationships or practices. When we make changes:
- We will update the "Last updated" date at the top of this page
- Material changes will be communicated through our website
- We encourage you to review this disclosure periodically
Questions About Our Advertising Practices?
If you have questions or concerns about our advertising relationships or this disclosure, we're happy to provide clarification:
Email: info@blossomwaveflorist.com
Phone: +81 6-6385-2947
Or visit our contact page to send us a message.